Rates

Rates Effective as of January 25,2019
VEHICLE LOANSYEARAPRTERM
New/Used Car, Truck or Motorcycle2009-20193.99%24 months
New/Used Car, Truck or Motorcycle2010-20194.49%36 months
New/Used Car, Truck or Motorcycle2011-20195.99%48 months
New/Used Car, Truck or Motorcycle2012-20196.49%60 months
New/Used Car, Truck or Motorcycle2016-20196.49%72 months
New/Used Car, Truck or Motorcycle2018-20197.49%84 months
New = current model year or one year newer with < 2500 miles
RECREATIONAL VEHICLESYEARAPRTERM
Boats-RV-ATV-Snowmobile-Jet Ski2009-20194.49%24 months
Boats-RV-ATV-Snowmobile-Jet Ski2010-20195.49%36 months
Boats-RV-ATV-Snowmobile-Jet Ski2011-20195.99%48 months
Boats-RV-ATV-Snowmobile-Jet Ski2012-20196.49%60 months
Boats-RV-ATV-Snowmobile-Jet Ski2016-20196.99%72 months
Boats-RV2018-20197.99%120 months
minimum for 120 month financing is $25,000
UNSECURED LOANSAPRTERM
Overdraft Protection18.00%Revolving
Signature Line of Credit16.00%Revolving
Signature Loan 8.5%12-60 months
Tax Loans (tax payment/real estate) 6.49%6-24 months
Debt Consolidation Loans12.00%12-60 months
OTHER SECURED LOANSAPRTERM
Other Secured-Vehicles 2008 and Older12.00%12-48 months
Other Secured-Tractors, Mowers, Other Equipment12.00%12-72 months
Share SecuredR+3.00%12-48 months
Share CertificateR+3.00%CD Term
VISA CREDIT CARDAPRTerm
VISA Credit Card12.00%Revolving
ENERGY LOANSAPRTERM
May be used for any energy efficiency improvement5.49%12-36 months
5.99%12-48 months
6.49%12-60 months
TIME NOTESRATETERM
Unsecured9.5%30-90 days
SecuredSecured Rate30-90 days
HOME LOANSRATETERM
Rates quoted "as low as" and subject to change according to your credit.
Construction Loan6.00%12 months
Home Improvement Loan12.00%12-60 months
Home Equity Line of Credit7.5%60-180 months
Index: Wall Street Journal
Rate Adjustments: Quarterly
Prime Rate is 5.50% as of 1/25/19
Margin is 2.00%