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Green Mount Credit Union

Green Mount Credit Union

Old School Lending. 21st Century Technology.

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Rates


VEHICLE LOANSYEARAPRTERM
New/Used Car, Truck or Motorcycle2017-20223.99%1- 4 years
New/Used Car, Truck or Motorcycle2017-20224.99%5 years
New/Used Car, Truck or Motorcycle2017-20225.49%6 years
New/Used Car, Truck or Motorcycle2017-20225.99%7 years
New/Used Car, Truck or MotorcycleNew Only *
6.49%8 years
* New = Current model year or newer < 2500 miles


RECREATIONAL VEHICLESYEARAPRTERM
Boats-RV-ATV-Snowmobile-Jet Ski2017-20223.99%1-4 years
Boats-RV-ATV-Snowmobile-Jet Ski2017-20224.99%5 years
Boats-RV-ATV-Snowmobile-Jet Ski2017-20225.49%6 years
Boats-RV-ATV-Snowmobile-Jet Ski2017-20225.99%7 years
Boats-RV-ATV-Snowmobile-Jet SkiNew Only
6.49%8 years
Boats-RVAny year7.99%10 years *
* Minimum for 10 year financing is $25,000


UNSECURED LOANS                    APRTERM
Overdraft Protection18.00%Revolving
Signature Line of Credit16.00%Revolving
Signature Loan 8.50%1-5 years
Tax Loans (tax payment/real estate) 5.99%1-5 years
Debt Consolidation Loans8.49%1-5 years
* These are our posted rates; your rate could vary according to your credit.

OTHER SECURED LOANSAPRTERM
Secured - Vehicles 2015 & Older < 100,000 miles   6.49%1-4 years
Secured - Vehicles > 100,000 miles7.49%1-4 years
Secured - Tractors, Mowers, Other Equipment5.99%1-7 years
Share SecuredR+3.00%1-4 years
Share CertificateR+3.00%CD Term
* These are our posted rates; your rate could vary according to your credit.
CERTIFICATESRATEAPY
06 months                                               0.70%0.702%
12 months0.70%0.702%
18 months0.75%0.753%
24 months0.80%0.803%
36 months0.90%0.904%
48 months0.95%0.954%
60 months1.00%1.005%


VISA CREDIT CARD                                                APRTerm
VISA Credit Card12.00%Revolving


ENERGY LOANSAPRTERM
For any energy efficiency improvement        4.99%1-3 years
5.49%4 years
6.49%5 years


TIME NOTES                                                                                                RATETERM
Unsecured9.50%30-90 days
SecuredSecured Rate30-90 days


HOME LOANSRATETERM
Construction Loan6.00%1 year
Home Improvement Loan5.99%1-5 years
Home Equity Line of Credit6.00%5-30 years
Index: Wall Street Journal
Current Prime Rate : 4.00%
Rates quoted "as low as" and subject to change according to your credit.                                            


IRA CERTIFICATE (Effective 6/30/2020)RATEAPY
24 months0.80%0.803%
36 months0.90%0.904%
60 months1.00%1.005%
* APY is Annual Percentage Yield

CONTACT US TO GET STARTED

Vehicle Loans
Fixed rates as low as 3.99% APR
Learn More
Home Loans
Fixed Rates as low as 4.99% APR
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Recreational
Fixed Rates as low as 3.99% APR
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Credit Cards
Rates as low as 12% APR
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Energy Loans
Fixed Rates as low as 4.99% APR
Learn More
Personal Loans
Fixed Rates as low as 5.99% APR
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NCUA INSURED: Your savings is federally insured to at least $250,000 and backed by full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

 

https://www.mycreditunion.gov/sites/default/static-files/insured-funds-brochure.pdf

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Copyright © 2022 ยท Green Mountain Credit Union

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