Privacy Policy

How we manage your personal information

Facts

WHAT DOES GREEN MOUNTAIN CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect, and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Account Balances
  • Credit History
  • Name, Address, and income
  • Payment History
  • Credit Scores

How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information, the reasons Green Mountain Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Green Mountain Credit Union share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureausYesNo
For our marketing purposes – To offer our products and services to youYesNo
For joint marketing with other financial companies YesNo
For our affiliates’ everyday business purposes – Information about your transactions and experiencesYesNo
For our affiliates’ everyday business purposes – Information about your creditworthinessNoDo not share
For our affiliates to market to you –NoDo not share
For non-affiliates to market to you –YesYes

Questions?

Call (800) 360-6892 or go to www.greenmountaincu.com

Who we are
Who is providing this notice?Green Mountain Credit Union
What we do
How does Green Mountain Credit Union protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain procedural safeguards and safe record storage. We continue to review and modify our security controls for changes as
How does Green Mountain CU collect my personal information?We collect your personal information, for example, when you
  • Open an Account
  • Apply for a loan
  • Use your credit or debit card or pay your bills
  • Provide your driver's license, employment history
Make deposits to or withdrawals from your accounts with us, we also collect personal information from others, including credit bureaus.
Why can’t I limit all sharing?Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law
Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
  • Green Mountain Credit Union has no affiliates
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies
  • Non-affiliates we share with can include insurance companies
Joint MarketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you
  • Credit card and Mortgage companies
Other Important Information
For Vermont Members: We will not share personal information with non-affiliates for them to market to you without your authorization, and we will not share personal information with affiliates or for joint marketing about your creditworthiness without your authorization.