Home Loans


We offer fixed rate mortgages for your new home or to refinance your existing home. With a fixed rate mortgage, your monthly payment is the same during the life of the loan. Want to have your home custom built, ask about our Construction Mortgage. 

Contact Mary Ann Miller, VP/Branch Manager at our Berlin Office 866-880-8629 for more information or to pre-qualify for your mortgage loan.

Home Equity Lines of Credit

A Home Equity Line of Credit can be used for various purposes such as home improvement, to pay for college tuition, medical bills or debt consolidation to name a few.  It can also be used for those unexpected expenses in the future once your line is established.  The amount of the line is based on the equity in your home, less your first mortgage balance, subject to credit approval.  As you make monthly payments, the credit line becomes available again for your use.

Home Improvement Loans

Sometimes you have a small project or home upgrade and you need a loan that is quick and easy. We have options that cover many of the small projects you are looking to make on your home.