Certificates pay a higher rate of interest than other savings accounts because funds are left in a deposit for a specified term with a minimum investment of $500 required. Interest is compounded and paid monthly based on an average daily balance. Early withdrawal penalties and certain restrictions may apply*. Rates effective as of 04/20/2023.
| CERTIFICATES OF DEPOSIT | RATE | APY |
|---|---|---|
| 06 months | 0.70% | 0.70% |
| 12 months | 0.70% | 0.70% |
| 18 months | 5.00% | 5.12% |
| 24 months | 3.00% | 3.04% |
| 36 months | 2.50% | 2.52% |
| 48 months | 1.35% | 1.35% |
| 60 months | 1.40% | 1.40% |
*Additional funds cannot be added to an existing Certificate
*APY= Annual Percentage Yield, effective as of 04/20/2023, and reflects the current minimum APY offered, and assumes principal and interest remain on deposit until maturity. Early withdrawal penalties may apply and reduce earnings. Rates subject to change without notice. *
NCUA INSURED: Your savings is federally insured to at least $250,000 and backed by full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.