Savings Accounts

Regular Share (Savings)

Open a Green Mountain CU Share account for as little as $25.00! Your membership establishes a lifetime of benefits with Green Mountain Credit Union – once a member, always a member – regardless of where you live or work.

A minimum deposit of $25.00 is all that is needed to open an individual account or $50 for a joint account and entitles you to membership and privileges of being a credit union member. Dividends are compounded and paid quarterly on balances of $100 or more based on the average daily balance method.

Best of all, your funds are insured up to $250,000 by the National Credit Union Administration, for added safety and peace of mind.

Share Rates

AccountRateAPY*
Regular Share0.10%0.100%
Christmas Club0.10%0.100%
Special Savings0.10%0.100%
Share Draft0.00%0.000%

Special Share (Special Savings)

Are you looking to save for something special?  Set up a Special Share account with the name of your choice to save for those special occasions or specific financial needs. 

  • No minimum balance
  • No monthly maintenance fees
  • Personalized account naming (Popular names: Bills, Taxes, Wedding, Vacation, etc…)

Christmas Club

Save year round for holiday shopping. The balance of your club is automatically transferred into your share account each year during the second week of October.

  • No minimum balance
  • No monthly maintenance fees
  • Automatic transfer to your Share Draft Checking Account

Certificate Accounts

Certificates generally pay a higher rate of interest than other savings accounts because a minimum investment of $500 is required and you leave you funds on deposit for a specified term. A variety of terms are available. Interest is compounded and paid monthly based on an average daily balance.

Certificate Rates

TERMRATEAPY
06 months0.50%0.501%
12 months0.75%0.753%
18 months0.80%0.803%
24 months1.15%1.156%
36 months1.35%1.358%
48 months1.50%1.510%
60 month1.50%1.510%

Money Market Accounts

A Money Market Account offers easy access plus a higher dividend rate.

  • Minimum balance of $2,000 to earn tiered divined rates.
  • Balance under $2,000 earns Regular Share dividend rate.
  • Dividends are compounded and paid quarterly based on a daily balance.
  • Maximum of six (6) checks, pre-authorized electronic withdrawals or transfers per month.
  • No monthly fee.

Money Market Rates

BalanceRateAPY
$ 2,000 to 9,999.990.35%0.350%
$10,000 to 49,999.990.45%0.451%
$50,000 to 99,999.990.50%0.501%
$100,000 and over0.50%0.501%