Rates

Vehicles, visa, home and other solutions for your lending needs

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the US Government.

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Rates

New/Used Car, Truck or Motorcycle 2018-2024 5.39% 1-4 Years
New/Used Car, Truck or Motorcycle 2018-2024 6.19% 5 Years
New/Used Car, Truck or Motorcycle 2018-2024 6.99% 6 Years
New/Used Car, Truck or Motorcycle 2018-2024 7.19% 7 Years
New/Used Car, Truck or Motorcycle New Only* 8.49% 8 Years

* New = Current model year or newer < 2500 miles

*APR= Annual Percentage Rate

Boats-RV-ATV-Snowmobile-Jet Ski 2018-2024 5.89% 1-4 years
Boats-RV-ATV-Snowmobile-Jet Ski 2018-2024 6.69% 5 years
Boats-RV-ATV-Snowmobile-Jet Ski 2018-2024 6.89% 6 years
Boats-RV-ATV-Snowmobile-Jet Ski 2018-2024 8.99% 7 years
Boats-RV-ATV-Snowmobile-Jet Ski New Only 8.99% 8 years
Boats-RV Any year 8.99% 10 years *

* Minimum for 10 year financing is $25,000

*APR= Annual Percentage Rate

Overdraft Protection 18.00% Revolving
Signature Line of Credit 16.00% Revolving
Signature Loan 10.50% 1-5 years
Tax Loans (tax payment/real estate) 7.99% 1-5 years
Debt Consolidation Loans 10.49% 1-5 years
Credit Buuilder 6.99% 1-2 years

* These are our posted rates; your rate could vary according to your credit.

*APR= Annual Percentage Rate

VISA Credit Card 12.00% Revolving
Unsecured Call for more info
Secured Call for more info
Home Equity Line of Credit *WSJ Prime + 2.00% 5-15 Years
Unsecured 9.50% 30 - 90 days
Secured R+3.00% 30-90 days
Secured - Vehicles 2016 & Older < 100,000 miles 8.49% 1-4 years
Secured - Vehicles 2016 and older > 100,000 miles 9.49% 1-4 years
Secured - Tractors, Mowers, Other Equipment 8.99% 1-7 years
Share Secured R+3.00% 1-4 years
Share Certificate R+3.00% CD Term

Rates quoted "as low as" and subject to change according to your credit.

*APR= Annual Percentage Rate

 

Repayment obligation of loans is over the full term of the loan

Rates listed are effective 3/1/2024